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pilates mat

Behind The Scenes With A Health Care Management Degree Online

Word Count:
595

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When an individual walks into a hospital they expect to see a nurse, a doctor and possibly even a receptionist. The reason to even go to a hospital is to see a doctor who can hopefully cure whatever ailment an individual may have. While doctors and nurses are in the forefront diagnosing diseases and administering treatments, there are individuals behind the scene that do not first come to mind when thinking of a hospital. These individuals keep everything in the hospital r…

Health Care Degree Online

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When an individual walks into a hospital they expect to see a nurse, a doctor and possibly even a receptionist. The reason to even go to a hospital is to see a doctor who can hopefully cure whatever ailment an individual may have. While doctors and nurses are in the forefront diagnosing diseases and administering treatments, there are individuals behind the scene that do not first come to mind when thinking of a hospital. These individuals keep everything in the hospital running as smooth as possible and operate the administrative side. These professionals are trained in health care management and one of the easiest ways to do so is by receiving a health care management degree online.

The health care field is one of the fastest and most competitive career fields around. With that, it is important for professionals in the field to stay competitive. One way for individuals to stay competitive is to receive a health care management degree online. By receiving an online degree in health care management, professionals or aspiring professionals are given a better understanding of the health care profession as a whole and improve their assessment and management skills. By receiving an advanced degree, an individual will become more marketable in the job search field, as well as a better possibility for upward mobility in their current career. Receiving a degree online also affords professionals the comfort of completing course work at home, as well as the flexibility of maintaining a full-time job.

The goal of a health care management degree online program is to train professionals in the health care industry to make operations more efficient and competitive. Going through a degree program, individuals will be able to analyze health care as a whole and historical data important to the health care field. They will also receive skills in critical listening and reading, as well as being able to communicate effectively. While these skills may not appear to have anything to do with health care, they are essential to the field. It is important for health care management professionals to listen to the needs of the patients, as well as the doctors. They need to be effective problem-solvers and mediators as well.

The course work associated with a health care management degree online program reinforces these skills needed in the work place. Students are required to learn about the anatomy of the body so they can answer questions correctly and understand what a patients problem may be when they come into a hospital setting. Classes in human resources, management and accounting are also important to this particular career field because of the wide array of duties required by a health care management professional. Another crucial element to a degree in health care management is taking a class in law and ethics. Because of the fact that the average doctor is sued every five years, it is imperative that health care management professionals know the law and are well versed in ethics.

Health care management is a popular major because of all the career possibilities available to graduates. Everywhere you go there are hospitals and doctors offices in need of health care administrators. Upon graduation of a health care management degree online, individuals are able to work at hospitals, private physician practices, home health agencies, ambulatory care centers, and various other agencies and organizations that offer health care services. Whatever the health care service, professionals are needed to operate the service and make sure things run smoothly. Wherever there are doctors, administrators are sure to be there behind the scenes.

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pilates mat

Blackjack: Learn How to Become a Champion

Word Count:
621

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Here, you will find practical and easy to learn tips on playing blackjack at home or at a casino that will turn you into a champion.

card games,blackjack,online casinos,gambling

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Learn How to Play and Win Blackjack after practicing some basic steps that can be learn easily. Blackjack is one of the more easier card games that you will come across, and its basic concept is simple: get 21 as the sum of your cards or get as close to 21 but higher than the sum of your opponent’s cards.

1) Do not try and reach 21.
Yes. Even though blackjack is also commonly called 21, trying to reach 21 with every hand is an amateurish move. You will, most certainly, lose the hand. Statistical research conducted has shown that the odds of reaching 21 is lesser than the odds of getting more than 21.

2) Try and Beat the Dealer.
Since blackjack is a one on one battle: you versus the dealer, focus on beating the dealer. Instead of trying to get 21, try to guess what hand the dealer will receive and accordingly play your hand. Remember that the dealer at a regular casino or even at an online casino has to stop taking more cards if the cards on the table add up to 17. But if their cards add up to 16 or any number less, they will have to take another card.

3) Look at the dealer’s card facing up.
The only way to play is to look at the dealer’s card facing up. If it is a low card like a two or anything up to a 6 or 7, try and get a high number combination. If it’s a 9 or 10, the odds are high that he has a 10 underneath or at least he will be forced to take another card. So, reach anything up to 20 or 21, but its better to even stop at a 18 or 19 and hope they will over-run the sum of 21.

How Blackjack is Played at a Casino:
1) Place your bet on the table.
Each blackjack table has a set beginning bet and this ranges from a dollar to ten or twenty for the high-rollers crowd. This is the amount of chips you will have to put down, and this signals to the dealer that you are taking part in the next round.

2) You will get a card.
The dealer then deals a card to you and all the other players who have also placed a bet down.

3) The dealer places a face-up card in front.
This is one of the cards of the dealer, and since its facing up, all the players have a chance to judge the outcome of his cards.

4) The dealer deals the second card.
The dealer, then, deals you and all the players an additional card. This is the time to have a look at them and at the dealer’s card and decide whether you wish to get another card.

5) The dealer asks.
The dealer now turns to each player and asks them if they wish to receive another card. If you wish it, the dealer will give you a card. Then, the dealer will ask you again. Note that the dealer will be with you until you decide that you do not want to receive any more cards. Then, the dealer moves on to the next player, then, the next, and so on.

6) The dealer starts playing.
Only when all the players have said that they do not want any more cards, does the dealer start playing. He takes cards until he has reached 17 or above. Then, he has to stop.

7) The dealer opens the cards.
When he’s done, the dealer first reveals all his cards. Then, he moves from one player to the other opening their cards. After revealing each player’s hands, the dealer pays out the bet or takes the bet away according to who has won and who has lost.

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Maths Tutor Ireland

chinese_opera

Title:
Chinese Opera

Word Count:
536

Summary:
Among the hundreds of form
s of opera throughout China, Beijing Opera has the greatest influence and is therefore regarded as a national form. Since Liberation, much has been achieved in reforming this traditional beijing opera. Efforts have been made to eliminate the feudal aspects, to improve stagecraft, and to widen the subject matter. New generations of young actors and actresses have emerged and are making new achievements on the basis of the traditional schools in China.

Keywords:
Operas,Beijing Operas,Chinese Operas,concerts,chinese culture,beijing culture,traditions,instruments,acting,songs,china,music,singing, dialogue,pantomime,acrobatics,martial arts

Article Body:
Among the hundreds of forms of opera throughout For the best Maths Tutor In Ireland company, call Ace Solution Books. China, Beijing Opera has the greatest influence and is therefore regarded as a national form.

Beijing Opera is a comprehensive performing art that combines music, singing, dialogue, pantomime, acrobatics and martial arts. Hence an actor or actress in Peking Opera has to meet more requirements than that in other forms of performing art. He or she has to be a performing artist, a singer, and a dancer at the same time. It usually takes the student more than ten years of training to learn singing and acrobatic skills. Thus, it is difficult to be a qualified performer in Peking Opera.

Symbolism prevails in Beijing Opera. The stage of Peking Opera knows no limit in space or time. It can be the setting for any action. The performer’s acting is mostly pantomime. Footwork, gestures, and various kinds of body movements can portray and symbolize the actions of opening a door, climbing a hill, going upstairs, or rowing a boat. When a girl is doing needlework, she has neither a needle nor thread in her hands. When a lady is riding in a carriage, the performer actually has to walk flanked on each side by a flag with colored tassels represents riding a horse. Four generals and four soldiers represent an army of thousands. In a word, each action of a performer of Peking Opera is highly symbolic.

Springing in Beijing Opera consists of a score of melodies based on “xi pi” and sorrowful feelings. Spoken dialogue is done in two forms: “yun bai”, which sounds like the Hubei and Anhui dialects, and “jing bai”, which sounds like the Beijing dialect. The former is used by main and serious characters and the latter for minor and frivolous roles.

In Beijing Opera facial painting, which is applied to “jing” roles only, shows the character’s age, profession and personality by using different colors. Each color symbolizes a certain characteristic; red for loyalty and uprightness, black for a rough, stern or honest mature, yellow for rashness and fieriness, white for a cunning and deceitful character, gold and silver for gods and demons. In Peking Opera, over one thousand painted facial patterns are used. Each pattern lies in his ability to make subtle and interesting changes within the fixed facial pattern.

The costumes in Peking Opera impress the audience with their bright colors and magnificent embroidery. Some of the costumes used in the present performances have a resemblance to the fashion of the Ming Dynasty (1368-1644). The use of colors indicates different social status -yellow for the imperial family, red for high nobility, red or blue for upright men, white for old officials and black for each role. A student usually wears blue gown, general wears padded armor; an emperor wears a dragon robe. Besides gorgeous clothes and headdresses, jewel girdles for men and hair ornaments for women are also used in Peking Opera.

Since Liberation, much has been achieved in reforming this traditional beijing opera. Efforts have been made to eliminate the feudal aspects, to improve stagecraft, and to widen the subject matter. New generations of young actors and actresses have emerged and are making new achievements on the basis of the traditional schools.

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online pilates classes

Cholesterol

Word Count:
627

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This article explains how to keep your cholesterol levels low by using mostly natural methods.

cholesterol,blood fat,cholesterol levels

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Ways To Keep It Low

These days we hear a lot of warnings about cholesterol, but the funny thing is, cholesterol isn’t all bad. Your body produces it naturally and it performs some pretty vital jobs – helping to build new cells, as well as produce hormones and insulate nerves. Only when you’ve got too much do you have a problem.

Unfortunately, there’s a lot of confusion surrounding this substance because it’s made up of both good and bad cholesterol, and is known as HDL and LDL. So which is the good guy, and which is the bad guy ? HDL (high-density lipoprotein) cholesterol is the good guy (higher the better), and LDL (low-density lipoprotein) is the bad guy – the artery-clogging little devil.

Every Day Ways Of Keeping Your Cholesterol Low :-

Watch your weight.

The more overweight you are, the more cholesterol your body produces. So if your weight is up, this is one more reason to bring it down, but do so with a healthy diet.

Cut Out The Fat.

You’d be wise to cut back on such sources of saturated fat as meat, butter, cheese and hydrogenated oil. Whenever possible, replace these items with fish, poultry, low-fat dairy products and polyunsaturated oils.

Switch To Olive Oil.

Olive oil contains monounsaturates which is said to help lower cholesterol levels if added to your food on a daily basis. Two or Three table spoons full a day should be sufficient

Go Easy On The Eggs

Don’t feel you have cut them out entirely, if you want to play safe then limit your eggs to about three a week, or use egg whites only.

Be Full Of Beans

Nutritious and inexpensive, beans and other pulses contain a water-soluble fibre called pectin that helps clear cholesterol out of the body.

Eat More Fruit

Fruit also gets it’s cholesterol lowering punch from pectin, so by eating lots of fresh fruit you will help to lower your cholesterol levels.

Have Your Oats

Oat bran also helps to lower cholesterol in a similar fashion to pectin rich fruit. In fact it was a high oat bran diet that helped me to reduce my cholesterol level. I used it on cereals, and mixed it into meals that I ate. It looks a bit like sawdust, but it’s really effective.

Other Foods That Are Recommended.

Carrots can lower cholesterol. Carrots by way of their pectin content the same as fruit. Two carrots a day should be enough to help when combined with other foods which have been recommended. Eat them raw if possible.

Take Garlic

Eat raw garlic. As well as reducing your circle of friends, it will reduce harmful blood fats. If you don’t fancy eating raw garlic, then use the liquid garlic extract which can be bought in capsule form. These can be purchased at your local supermarket or health food store.

Don’t Smoke

Studies have shown that heavy smokers have a higher cholesterol than non smokers, so here’s another reason to give up. You’ll also save yourself a bundle of cash as well ! – In smoking trials which were carried out in Sweden, smokers tended to suffer from low levels of the beneficial HDL cholesterol.

Medication – Drugs

There’s now plenty of drugs on the market for lowering cholesterol levels. But, as with all drugs there’s always side effects to take into account, so try the natural methods first. Only use drugs as a last resort.

When I found out my own cholesterol levels were high, I managed to get my levels back to normal by using the methods mentioned in this article. I hope you’ve enjoyed reading it. Author – John Moore..please use my link. http://www.information-city-online.com

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pilates mat

Bisphenol A and You!

Terry Connors
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Mr. McGuire: I just want to say one word to you – just one word.
Ben: Yes sir.
Mr. McGuire: Are you listening?
Ben: Yes I am.
Mr. McGuire: ‘Plastics.’
— The Graduate
Yes, plastics. The miracle of modern science. Without plastics. . . why, there are a whole bunch of things we wouldn’t have. And you want things, don’t you? Of course you do. You can’t do without things.
A Bisphenol A molecule
According to a study by the University of Cincinnati, Bisphenol A – a chemical that mimics estrogen in the human body – affects developing brains at much lower concentrations than previously thought. The research team, led by Dr. Scott Belcher, PhD, showed that the maximum effect of Bisphenol A occurs at 0.23 parts per trillion.
I hear you groan: “Please, don’t lecture us about something else that can kill us. Every day, its something new – how are we supposed to remember what to avoid?”
Rest assured, dear reader, there is nothing you can do to avoid Bisphenol A. . . at least, not at the concentrations necessary to do harm.
Bisphenol A is used to manufacture polycarbonate plastic (used in many food containers – including baby bottles). It is also used to make an epoxy-resin coating that lines the inside of most of our canned food. It is also used in electrical wiring, and has a myriad of other uses.
Lets pause here for a moment to clarify something. Just because something is made from something else, does not mean that there is any of the original material present in the finished good. If the final product is much more chemically stable than the original material, there is very little chance that the original material will be present at any detectable level.
However, that is not the case with polycarbonate and epoxy resins made from Bisphenol A. These products have been shown to be somewhat unstable, which can lead to a breakdown into Bisphenol A, which can lead to subsequent human exposure.
Previous research (by a pro-Bisphenol A organization, no less) has shown that the typical daily exposure to Bisphenol A for the average person measures about 20-30 nanograms per kilogram of body weight. Thats about 20-30 parts per trillion, in other words — 100 times higher than the amount necessary to damage a developing brain.
“So, what does it do? How does it kill me? How can I avoid this horrible fate?”
First, it won’t kill you. Although there are many other reports from over the years that have linked Bisphenol A to breast, ovarian, and prostate cancer, you have to ingest much more Bisphenol A to get these effects. As much as several parts per million, in fact.
However, Bisphenol A has its greatest impact at the low dose of 0.23 parts per trillion on developing brains. It affects the brains by “appearing” to be estrogen in the body. This can block normal estrogen functionality, which research has shown to be crucial at certain developmental stages in the human fetus. It is unclear what this inhibited estrogen action will have on the person in later life.
As a former chemist who used to work with inks and coatings, I know that Bisphenol A is very easy to formulate with. It has been used for decades, and there are a large number of resources on Bisphenol A to assist a bench chemist formulate. I also know that there are many other materials that can be used that are much safer, and no more expensive than Bis-A.
I know its hard to keep straight what is really dangerous and what isn’t. A huge number of people have been sucked in by the Aspartame hoax, for example, and all of them have the best intentions. However, Bisphenol A is a known carcinogen, a known sensitiser, and now is a possbile teratagen. We also know that it unecessary to use Bisphenol A since there are other, safer, materials that can replace it. So why don’t we?
I’m not really sure, but I bet it has something to do with money.
ZZZZZZ

Categories
Maths Tutor Ireland

chinese_dragons

Title:
Chinese Dragons

Word Count:
297

Summary:
The Chinese dragon is
rendered as a long and serpent-like creature without wings. The Chinese dragon is said to be a strange mixture of several animals.

Keywords:
dragon, dragons, mythical, mystical, mythical creatures, chinese dragon, legend, myths,

Article Body:
The dragon was the sign of the Emperor, and was on the national flag of the late Qing dynasty. The Chinese dragon is rendered as a long and serpent-like creature without wings. The Chinese dragon is said to be a strange mixture of several animals.

According to legend Chinese dragons were supposed to be made of all the world’s spare parts. The Dragon in For the best Maths Tutor In Ireland company, call Ace Solution Books. Chinese mythology was a creature of high mountains or underground caves, breathing flames and ready for combat.

The imperial throne was called the dragon throne. China was regarded as the land of the dragon and the Chinese people were viewed as the dragon’s descendants. Therefore, the dragon serves as a symbol of harmony, the fundamental spirit of Chinese culture. Depending on their mood, Chinese dragons could be either playful or frightening. Dragons can be seen in almost all Chinese cities. The dragons decorate ancient monuments and buildings, and are sometimes depicted playing with a pearl or thunder-ball. The dragon rain God is often depicted with a pearl or ball, to symbolize thunder.

The Chinese wrote of dragons in their ancient book, I Ching, associating the creatures with power, fertility, and well being. This is because the Chinese considered a dragon and phoenix as symbolic of the blissful relations between husband and wife. In ancient China, dragons could be found in decorations for weddings or royalty along with dragons.

The dragon is a symbol of deep desire, of wisdom and of luck, and has often been used to ward off evil spirits. Therefore, the dragon serves as a symbol of harmony, the fundamental spirit of Chinese culture.

The dragon was said to have acquired a wide range of supernatural powers. Taoists regarded the dragon as one of the most important deified forces of nature.

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online pilates classes

Choices For Self Employed Health Insurance

Word Count:
503

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Going into business on your own can be a very scary proposition. Worry seems to crop up at every turn. From finances to ensuring enough work to actually stay busy, concerns people didn’t even think could become concerns will! There’s at least a little comfort to be had on the self employed health insurance front; options are available.

Finding the best possible self employed health insurance will very likely depend on personal circumstance, however, and even the state in w…

insurance, health insurance, self employed health insurance

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Going into business on your own can be a very scary proposition. Worry seems to crop up at every turn. From finances to ensuring enough work to actually stay busy, concerns people didn’t even think could become concerns will! There’s at least a little comfort to be had on the self employed health insurance front; options are available.

Finding the best possible self employed health insurance will very likely depend on personal circumstance, however, and even the state in which one resides. For example, some states require insurance companies allow the inclusion of the self employed in group health plans under special circumstances; others do not.

The basic things to look at for self employed health insurance, include:

* Necessity. The self employed will generally find if another option is available, such as a spouse’s group coverage, it will be the best overall choice. The coverage premiums tend to be less and the overall protection better in a lot of cases.

* Number of employees. If you’re going into business on your own, with no employees, it might be difficult to get into a group policy. When this option is present, however, it tends to offer the greatest coverage for the least amount of money. The number of employees in the business can open the door for group coverage. Also, if you are going it alone, check closely to see if your state offers any group health coverage loopholes for the self employed. This could save you a bundle.

* Type of coverage desired. This will greatly impact the options and prices being offered. Decide if you want an HMO, PPO or simply catastrophic hospitalization coverage. The first two options are the ones most people tend to go with, but the last has some benefits in a pinch.

* Money available to spend on premiums. This, unfortunately, will be a big determining factor for many – especially the newly self employed in most cases. Policies can range from a little over $100 in some cases to well into $1,000 or more.

Once decisions have been made, it’s time to shop around. The best way to do this is to stake out a decent block of time and do some major comparison shopping. Plan on receiving a lot of telephone calls and placing them, even if the Internet is used.

To make the determination on the best possible plan for self employed health insurance, it’s important to look at the overall picture. Consider such things as deductibles, monthly premiums, overall coverage, out-of-pocket expenses and even drug coverage. The best options will generally rise to the top pretty quickly.

Going into business can be a fantastic step for freedom and financial security. It can, however, bring a lot of worry with it. Shopping for the best self employed health insurance tends to be one of the very big concerns that come along with this proposition. Take the time to fully research the options to find the best possible coverage for the most economical rate. Doing so can pay off down the road.

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quantity surveyor

EKCS A Guide To Choosing The Right Closet

Word Count:
723

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Closets are important fixtures in the house. Aside from containing and providing protection for clothes, toys, and food, the closet contributes significantly to the room’s ambience and design.

Before placing an order for a closet, here are some things that you need to consider.

* Size

The size of the closet depends on the size of the space in which the furniture will be placed. After considering the amount of space, also think about the amount of items that you will …


closet,home improvement,closets

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Closets are important fixtures in the house. Aside from containing and providing protection for clothes, toys, and food, the closet contributes significantly to the room’s ambience and design.

Before placing an order for a closet, here are some things that you need to consider.

* Size

The size of the closet depends on the size of the space in which the furniture will be placed. After considering the amount of space, also think about the amount of items that you will be placing inside the closet.

It is suggested that you place similar items in one closet than having several closets than contain the same items. This will provide ease in organizing the contents and in looking for things stored in the closet.

* Materials

While most closets are made of wood, the most important thing that you need to consider is the sturdiness of the materials used. Closets are almost permanent fixtures in the house. These cannot be easily replaced without going to a lot of trouble with the construction.

So make sure that the materials used can stand thru time until you decide to have the house renovated. Make sure that the wood has been pretreated to prevent mold and insect growth.

Also, make sure that the materials are suitable for what you intend to store in the closet. Some closets may not be good for storing food, so ask first before buying a closet or ordering one.

You can also purchase a closet in three ways. You can buy stock closets, which are ready-made that you can take it home on the same day. This is cheaper, however this provides you with little options.

You can order semi-custom closets. This would mean that the maker can give you samples of designs, parts and accessories, and you can select your own combinations.

Custom closets are the most expensive. If you choose a custom closet, you can specify the size and shape (for irregularly-shaped spaces) and design of your closet that you would like to order.

Also consider the drawer slides. These are rated according to load capacity as light, medium or heavy. It is better to choose slides that have full extension capability so can access the full depth of the drawers.

* Contents

Consider the amount of contents that will be stored in the closet. It will be better that you have a single closet for similar items for ease of storage and finding what you need.

Also, think about what type of items will be stored. Will you need additional drawers, attachments and racks for your closet? Make sure that you inform or ask the maker about this so he can give you suggestions and more information.

* Design

If you will be placing an order for a customized closet, you can choose exactly what you would like it to look like. Here are some considerations.

Finish – Apart from considering the latest trend, ask what will look good with your home. For a traditional style, brushed finishes, polished

nickel, pewter or brass will look great in your home’s interiors. For contemporary style, enameled and gloss-metal shine will match your home’s style.

Knobs and pulls – Knobs and pulls are mounted on drawers and doors to facilitate opening. Knobs are attached with a single bolt and screw and require less space than pulls, which are attached by two screws. Both can be combined with a backplate or can be used alone.

These are available in a variety of designs, colors and finish including sterling, antique or polished brass, aged bronze, iron, nickel, polished chrome, ceramics and antique copper.

Backplates – Backplates are placed on the knob or pull and the drawer or door surface. These are used to cover existing holes on the surface (usually when changing knobs or pulls), to protect the surface (during construction or when the knob is pulled) and to improve the design of the hardware.

* Budget

Ready-made closet are always the cheapest but make sure that these will fit your allotted space in your room. If you will be able to stretch your budget, it is still best to get a semi-custom or customized closet so you can specify the size and the design.

You can always check online for different offers on stock, semi-custom and custom closets. Surely, you can get one that will match your storage and decorating needs.

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cleaning a patio wexford

STCS Common Mistakes of First Time Home Buyers

Word Count:
802

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Buying your first home is exciting. No more rental payments to a landlord making money for someone else. Instead, you are purchasing your own home and investing in yourself. Money paid to your home mortgage is really investing in your future.


Home Owner Warranty, Home Buyer Warranty, Home Seller Warranty, Homeowner Program, Air conditioner Repair, Furnace Repair, Appliance Repair

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Buying your first home is exciting. No more rental payments to a landlord making money for someone else. Instead, you are purchasing your own home and investing in yourself. Money paid to your home mortgage is really investing in your future. It is no wonder that first time home buyers are so excited, sometimes so excited that they make mistakes. There are a few common mistakes of first time home buyers, which with some knowledge and direction can be avoided.

First of all, it is always good to research the housing market and see what is out there. Yes, the very first house you look at may look like its perfect, but there are others out there for sale too. Be sure to at least look at a few before deciding on the one you want to buy.

Watch the cost of the home, do not be swayed into thinking that you can not barter down the cost of the house, you probably can.

Insist on a home inspection by a qualified inspector. There are plenty of people who will provide you with a home warranty when you buy their house and try to sway you from having the house inspected.

Having a home warranty is important and many first time home buyers just don’t know that they should or could get one when they are buying an older home. Home warranties are not a new product; they’ve been around for many years, but many people think that they are for new homes only, not realizing that they can be purchased for older homes as well.

A home warranty makes great sense when you are purchasing an older home – you just don’t know the house very well until you’ve lived in it. A home warranty protects first time home buyers from major expenses for repairs and replacements that could come up.
A first time home buyer can make a major mistake if he or she does not understand that if something goes wrong, they are fully responsible to fix it. There is no landlord to call and the costs are all theirs to bear. This is one of the major reasons it is so important to invest in a home warranty when you purchase an older home. If any major repairs need to happen, most often the home warranty will cover the costs, making owning a home much more feasible.

When looking for a home warranty, it’s important to have a basic understanding of what you are looking for. When you talk to an agent, there are many questions that you need to ask to be sure you know what level of warranty you are getting. Questions to ask include:

  • What is covered with the home warranty? Most often the electrical system, plumbing system, heating system, cooling system/air conditioning, and major appliances that are covered under the warranty.
  • What is excluded from coverage with the home warranty? Most often this includes outdoor water, including the sprinkler system, faucet repairs, hot tubs, pools, spas and costs of hauling away debris and old appliances.
  • What are the rates/premiums? How much will you have to pay for the home warranty?
  • What is the deductible on the home warranty? The deductible is how much you will have to pay when you make a claim. Most often the deductible is $50, this amount will be deducted from the overall cost of the reparations paid by the warranty company.
  • How long is the warranty active for? Most often home warranties are offered in one year terms.
  • Is the warranty renewable at the end of the term? If you’ve purchased it yourself as the buyer, it is likely renewable. However, if the seller purchased the home warranty, it will not be renewable.
  • What are the terms of the warranty? When will the warranty be void? Most often if you’ve misused the item, or if it is not up to code or not installed properly, your warranty will be void and will not cover any reparations.
  • How are claims handled?
  • How do I make a claim?

With the above information, first time home buyers can avoid some of the serious mistakes that are usually made, and then go through with their home purchase knowledgeable and safe from the fall out of a potentially serious mistake. Mistakes such as the ones listed above can land a first time home owner in serious debt paying for repairs they were not prepared for financially. Owning a home of your own is very exciting, especially a first home, but make sure you go into it with your eyes open, your finances secure and a plan for the future should a problem rise with one of the major components of the home.

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pilates mat

Behavioral Activation May Be Effective for Depression

Word Count:
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Too many times, moving forward in life poses a challenge and requires discomfort. And depression can even make situations appear to be worse than they actually are because of inaction. A new study show that the right kind of coaching, encouragement and education, may be an effective treatment for depression.

depression, therapy

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People with depression may find even the smallest task to be a huge obstacle that it keeps them from acting on things they need to address or work on. Too many times, moving forward in life poses a challenge and requires discomfort. Most people go through periods of adjustment during transition from middle school to high school to college, or from one job to another. But depression can make these situations a tougher time to cope with. This doesn’t mean that they are less capable than anyone else. It’s their lack of confidence or the talent for imagining worst case scenario that make it hard for them to face the realities of life.
However, the results of a new study show that the right kind of coaching, encouragement, and education may be an effective treatment for depression. Very recently, a team of psychologists at the University of Washington compared four types of depression treatment: behavioral activation, cognitive-behavioral therapy, an antidepressant medication, and a placebo pill.
About 250 people with major depression were assigned to one of the 4 treatment groups. After a period of four months, patients in the behavioral activation (BA) group did at least as well as those receiving an antidepressant. Such results were a surprise. As per guidelines, cognitive therapy and antidepressants are the most effective treatments for depression. Somehow, BA was better than antidepressants as fewer patients that received BA dropped out of treatment than those who took the pill. Another intriguing finding was that BA appeared to be more effective than cognitive therapy when used on severely depressed patients.
Behavioral activation is a practice that does not tell patients to ‘just do it.’ It is more of a technique that helps people with depression to do what they usually tend to avoid. Those who believe in this type of therapy agree that it works because depression makes people tend to withdraw from stressful situations. In such a short period of time, they get some relief because they spare themselves the agony of confronting tough problems. But they also miss out on the rewards. For instance, a depressed man may phone in sick to avoid a possible confrontation with a co-worker. However, he misses out on the satisfaction that could come from getting his job done and earning a living eventually. Such avoidance leaves the original problem unchanged. Inaction only makes problems become worse and deepens depression which makes getting out of bed in the morning seem more difficult.
The logic behind BA is not to shame or blame the person for his problems. Depression usually makes people withdraw from activities that could be pleasurable and deprives them of the satisfaction that come from engaging in life. Since activity can help increase enjoyment in life and relieve depression, patients are taught to adhere to a daily schedule and a gradual increase in their activity is made. Interrupting the circular, self-critical thinking usually associated with depression is the job of therapists. They pay attention to the present moment and actions that help reach long-term goals. Improving problem-solving skills makes up the third part of BA.
The difference between behavior therapy and cognitive therapy is that cognitive therapist spends time reviewing negative and distorted thinking, as well as self-defeating beliefs of depressed patients. According to the cognitive therapy model, thinking must change before behavior can. In a behavior therapy model such as the BA technique, a therapist tells the patient not to think too much. Simple strategies such as goal-setting, problem-solving, and attending to the task at hand become the focus, rather than on the overwhelming big picture. For many years, these two approaches have been closely linked through an approach called cognitive-behavior therapy (CBT), which purposely blends the two.
A better and happier existence does not depend on the success of ‘just do it’ over ‘getting in touch with your feelings.’ Usually, the answer lies somewhere in between. No one wants a life of grinding through tasks without feeling anything. Turning your attention away from thoughts and feelings that undermine your functioning, and toward thoughts that promote it may prove to be a better action. Proponents of BA advise their patients to notice when they are dwelling on unproductive thoughts, and focus instead on the immediate sights and smells which they experience around them. The moment you begin to function better, it’s easier and more useful to examine your thoughts from a position of strength and to understand why they were so negative in the first place. The initiative to take action is not easy for a depressed person to do. This is why a therapist has to be the encouraging coach or personal trainer who reminds a patient of the good that will come from doing difficult things. Although behavioral activation was the most effective treatment in the University of Washington study, it should not be taken as a replacement for CBT and antidepressant medication as the first treatment recommended for depression. The study demonstrates the value of including BA in a comprehensive plan for treating depression, especially in its most severe forms. It is neither a choice between one technique over the other. Combining approaches may give patients the best chance to feel better and do better.