Month: June 2017

338

Summary:

There are a plethora of Health Insurance providers online, most offering fairly competitive policies at decent rates. The sheer amount of choice makes it confusing when you’re trying to decide between companies, and if you don’t know what to look for you may miss out on a good deal, or worse, be stung by hidden costs or not receive the cover you paid for.

The first thing to look for when choosing an insurance company is to make sure that the terms and conditions are stated…

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There are a plethora of Health Insurance providers online, most offering fairly competitive policies at decent rates. The sheer amount of choice makes it confusing when you’re trying to decide between companies, and if you don’t know what to look for you may miss out on a good deal, or worse, be stung by hidden costs or not receive the cover you paid for.

The first thing to look for when choosing an insurance company is to make sure that the terms and conditions are stated in a manner that is clear and easy to understand. A good company won’t try to befuddle you with jargon. Don’t be afraid to clarify certain points, and to get those clarifications in writing. This can save you a lot of pain and hassle in the long run.

You also want to make very sure that your company is not offering policies which they will then cancel if you get sick. It does sound ridiculous, but some companies will cancel policies if the holder becomes ill. Make sure the policy is guaranteed renewable and non cancellable. A company that tries to dump it’s holders when they need the policy they paid for is unlikely to be a good insurance partner to you in the long run.

Look for a cancellation period when you’re considering signing up, a period during which time if you change your mind you can receive a refund and cancel the policy with no penalty. A good company does not make money by tying people into policies they don’t want.

Finally, check with consumer institutes as to the companies reputation. Stay away from companies that appear deluged with complaints, they are unlikely to serve you any better than they served their previous customers. Talk to friends and family, and get an idea of the experiences they have had. Much can be learned from word of mouth information.

Above all, take your time. Choosing a health insurance provider is an important decision, and not one you should feel rushed about.

567

Summary:

There are some things that a doctor needs to know before prescribing someone any sort of muscle relaxants. These include whatever drugs you are taking or were taking recently, details related to pregnancy, and allergies.These are to avoid any potential side effects that may occur, or to minimize the damage they can do.

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muscle relaxants

Anyone that has endured physical training and has a tendency to over-exert himself has likely heard of muscle relaxants. These are medications that are designed to reduce muscle tone and relieve stress on the skeletal and muscular systems due to physical activity. Pain and muscle spasms that occur in conjunction with excessive physical activity have also been treated with the use of muscle relaxants, with varying results. These medications are generally not given out over-the-counter, primarily due to the numerous side effects and problems that can occur with use. There are several things that a doctor would have to consider prior to prescribing anyone any form of relaxant (whether they are spasmolytics or neuromuscular blockers), primarily to reduce the chances of the patient developing unpleasant side effects due to use.

As with a variety of medication, doctors are required to check for allergies to muscle relaxants. Different drugs have different basic chemical compositions, so if a patient is allergic to one particular drug, others may be suggested. While the drug may be more effective than the alternative, it does allow both patient and doctor to avoid any unpleasant reactions. In most cases, an allergy to a specific component on any drug, not just muscle relaxants, can cause potentially fatal reactions as side effects. Whether or not a person has any allergies to certain medications can also help the doctor narrow down the options for what drugs can be given. Other allergies must also be checked, such as certain types of certain types of foods, various preservatives, and edible dyes.

Pregnant women are generally advised by doctors to avoid taking any form of relaxant. There is little indication on how the medication behaves during pregnancy, such as whether or not the placenta and the mother’s body are able to effectively separate the drug from the nutrients the fetus needs. It is also unknown what effects the drugs might have on a developing fetus, if there are any. Just to be on the safe side, most doctors would advise against taking such things during pregnancy and would probably recommend alternative medications if their patient becomes pregnant while taking the relaxants. Studies have shown that these drugs can cause birth defects in animals, with sufficient data to suggest that it can also occur to humans as well.

Some of these medications have not been fully tested on both the elderly and children. Both age groups have immune systems and metabolisms that function on different levels from the average adult’s, which makes it difficult to effectively estimate whether or not the effects would be the same as if an adult used the medication. Theoretically, adjusting the dose given to these age groups should be enough to compensate, but most medications are packaged for adults, which makes it difficult to accurately reduce the dosage. Additional problems may also appear in children while using certain relaxants, because their bodies are generally more prone to developing side effects than any other age group’s.

Other medications and medical problems must also be considered before any sort of muscle medication is prescribed. Drug interaction is a serious concern, as is the possible interaction of side effects with alcohol or other substances. As such, most doctors would ask questions relevant to this before making a prescription. This is done to avoid complications and side effects that might arise from mixing two incompatible substances together in the body.